Check My Car by performing a Car History Check today
Selling and buying a vehicle can both be a daunting prospect. Often, the only thing most people buy more expensive than their car is their home. Yet you wouldn't buy a house without carrying out a survey would you?
Checking the history of a car you are about to purchase is vital, checking a car can cost as little as £9.99, this basic check will provide the information in an easy to read format.
The main check that is carried out is whether the car has ever been subject to an insurance write off, these fall in to four main categories. Many people will have heard a car being described as a CAT D write off, but what does this mean and what about A, B & C?
Category A - Any car that is in this category has been so badly damaged that it must all be crushed and under no circumstances should it or its parts resold. A severely damaged car could include ones that have been damaged structurally, submerged in water or those that have been completely burnt out. A notification of destruction must be provided to the DVLA.
Category B - Cars that have been designated a CAT B insurance loss, may not be resold. The damaged that they sustained will have made it uneconomical to repair, this means any repair would have cost more than the car was actually worth and will usually have sustained major structural damage. Parts can be removed from these cars and sold as spares, but the DVLA will require a notice of destruction on the car.
Category C - Cars registered as a CAT C are what are classed as repairable salvage. These cars have usually suffered significant damage and the cost of the repairs exceeds the trade value of the car. They can be sold for repair but must have a Vehicle Identity Check inspection before being allowed back on the road. The Cat C classification is recorded on the V5, however this can be removed upon inspection of the vehicle and applying to have the car re-registered. A record of the Cat C still stays with the car at the DVLA so will show on any future vehicle checks.
Category D - Probably the most common form of insurance write off category, these cars are still classed as repairable salvage, but probably only suffered minor damage. It is unlikely to be structural damage. Even so the insurer has decided not to repair the car even though it may have been economically viable to do so. These cars do not need a vehicle identification check inspection to return to road but the Cat D tag will still appear in your vehicle history check.
If you are aware your car is registered as an insurance loss than you are legally obliged to inform any potential purchaser.